Small Business Owners Insurance
Smart Protection for Small Businesses
Coverage made for businesses like yours
Starting a small business is a risk and building it means taking risks every day. It’s what we do to achieve success. As a family owned and operated business, Lussier Insurance has a genuine understanding of how hard you work every day. We bring our experience to work for you, searching our network of top-rated insurance carriers to deliver the insurance protection you need.
How do I determine what I need?
You know the major risks your business faces. Take that information to your Lussier Insurance agent and we’ll talk. We’ll discuss the size of your work force, projected revenues and where your company is financially. We’ll talk about any contractual agreements you’re under, including property, autos and/or equipment leases or loans and, if applicable, franchise agreements. Be prepared to talk about prior losses and provide detailed information about your building and employees. We’ll sort through the info and help you get exactly the coverage your business needs.
Everything you need in one convenient package
A Businessowners Policy, or BOP, is a package that includes property, liability and other common insurance coverage to deliver the coverage you need in a simple and easy-to-purchase format. It makes it easy to get the coverage you need without purchasing the coverage you don’t.
Just the basics…and so much more
Many companies offer additional coverage options you can add to your BOP so you can fine-tune your coverage to be as unique as your business. Add additional protection for cyber liability, business income insurance, crime insurance, business interruption insurance and other valuable protection. Your Lussier Insurance agent can help you choose the most appropriate options for your specific risks.