Commercial Auto Insurance
Protecting Your Business on the Road
Commercial Auto Insurance from Lussier Insurance
Different businesses use automobiles for different purposes, which is why a one-size-fits-all approach doesn’t work when it comes to Commercial Auto Insurance. Lussier Insurance has earned a reputation for catering to the individual needs of businesses, tailoring coverage to address specific risks. Whatever the vehicle, your business depends on it to get the job done…and you can depend on Lussier Insurance.
Who Needs Commercial Auto Insurance?
Commercial Auto Insurance is required by businesses that own, lease or rent vehicles. If your employee’s drive company-owned, leased or rented vehicles, you need Commercial Auto insurance. So do businesses whose employees drive their own vehicles in the course of conducting business, as well as those who drive company vehicles for both business and personal use.
Is State-Required Minimum Auto Liability Coverage Enough?
Most companies want more than the minimum required protection because there’s too much at stake to settle for what could be inadequate coverage. If a lawsuit results in a settlement beyond the minimal policy limits, your business could be in financial jeopardy. The little you save by settling for lower liability limits could cost you far, far more in the event of a loss.
What does Commercial Auto Insurance cover?
Commercial Auto Insurance offers a wide range of coverage, which includes:
- Auto Liability
- Coverage for owned, hired, non-owned, temporary substitute and newly acquired autos
- Light Trailer Coverage
- Medical Payments
- Comprehensive Coverage
- Collision Coverage
- Uninsured and Underinsured Motorists Coverage
- Coverage for Autos borrowed or rented
- Coverage for employees using their own cars for business
Commercial Umbrella Policy
Protection beyond the limits of your policy Businesses become targets for high-dollar lawsuits. Even the smallest fender bender can become a major financial loss when the wrong opportunistic motorist is involved. A commercial umbrella policy picks up where your commercial auto policy stops. Don’t take chances…be sure you’ve got the coverage you need with Lussier Insurance.